I can understand your frustrations. Unfortunately, creditors are allowed to pick-and-choose which credit bureau they use. And often times, different credit bureaus will hold different information about you at any given time.
While this may be true, you have to also keep in mind that different industries also have different ways of calculating your FICO scores. This is because certain industries may place more weight on certain criterias when formulating their algorithms. For instance, your auto lender may come up with a different FICO score than your mortgage lender, and the same idea goes for credit card issuers.
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