Archive for the 'Mortgage' Category

Bad Week for the Stock Market

November 9th, 2007

By: Stephen Bishop Jr. 

To say this week has been shaky for the stock market would be a total understatement.  On Wednesday the Dow Jones industrial average fell 360 points.  Today was no better as the Dow fell another 223 points.  The Standard & Poor’s index fell more than 21 points while the NASDAQ composite index saw […]

Traditional IRA vs. Roth IRA

November 3rd, 2007

By: Stephen Bishop Jr. 

I am sure most of you have either heard about or contribute to a Traditional IRA.  However, there are some people that are not aware of the Roth IRA and its advantages.   Some simple comparisons can help you decide which is right for you. 
Traditional IRA:
The major advantage of the Traditional IRA is […]

Home Sales Continue to Plunge

October 24th, 2007

According to housing market analysts, home sales have continued to drop well through the month of September.  This marks 7 consecutive months in the decline of home sales.  For the month of September, there was an 8% drop in home sales.  This is 19% below the pace from a year ago.  To make matters worse, prices of […]

Subprime Borrowers - Credit Card or Mortgage Payment

June 27th, 2007

The Experian Group recently conducted a study where they found out that within recent years, people were more willing to pay their credit card bills on time as opposed to their monthly mortgage payments.
The main reason for this new trend may be due to the increasing number of subprime borrowers who are less worried about foreclosing on their homes.  […]

Compounding Interest vs. Simple Interest

June 13th, 2007

If you’ve never heard of compounding or simple interest, you should take a minute to read this post. For those who have credit cards, take time to understand what the credit card companies are charging you on a monthly basis.
Compounding interest is interest that can be added to your principal balance. The interest that is added […]

Beware: Sites that Sell Lists of Bad Credit Lenders

August 17th, 2006

You see it all over the internet: Sites that claim to give you access to a large list of bad credit lenders.  For a fee ($9.99 to $49.99), they’ll not only give you access to these so-called “hard to find” lenders, but also throw in some extra bonuses to entice you.  If you ever come across these sites, my advice […]