Archive for November, 2007

Taxes and Where You Live

November 20th, 2007

I was recently surfing the web and came across some tax information that I thought would be good to pass on to others.  Within the articles I read, I was able to find the states and cities that tax their residents the most and the least, the states that do not require residents to pay […]

Big Day on Wall Street!

November 14th, 2007

By: Stephen Bishop Jr. 
Yesterday was a tremendous day on Wall Street!  The Dow Jones industrial average bounced back Tuesday with a 319 point gain.  The gain was the second-best of the year, and served as a huge momentum builder considering last week’s troubles.  The Standard & Poor’s index jumped almost 42 points and the NASDAQ […]

Debt Snowball Methodology – Pros and Cons

November 12th, 2007

By: Stephen Bishop Jr. 
It is safe to say that not everyone has heard of the debt snowball method.  In short, it is a debt repayment method for credit cards and other various forms of debt.  I hope to explain it in the simplest way possible, and also point out both its advantages and disadvantages.
Okay.  Make […]

Bad Week for the Stock Market

November 9th, 2007

By: Stephen Bishop Jr. 

To say this week has been shaky for the stock market would be a total understatement.  On Wednesday the Dow Jones industrial average fell 360 points.  Today was no better as the Dow fell another 223 points.  The Standard & Poor’s index fell more than 21 points while the NASDAQ composite index saw […]

Students in Debt

November 8th, 2007

By: Stephen Bishop Jr. 
Today, employers are making it more difficult to get a job without having a college degree.  Some do not even consider a person without one.  With this said, a college degree is in demand more than ever.  In order to pay for college, many take out student loans.  To add to this, college […]

Traditional IRA vs. Roth IRA

November 3rd, 2007

By: Stephen Bishop Jr. 

I am sure most of you have either heard about or contribute to a Traditional IRA.  However, there are some people that are not aware of the Roth IRA and its advantages.   Some simple comparisons can help you decide which is right for you. 
Traditional IRA:
The major advantage of the Traditional IRA is […]

Dollar Cost Averaging and the Investor

November 3rd, 2007

By: Stephen Bishop Jr. 
What is Dollar Cost Averaging?  A few have heard of it, however most have not.  When investing your hard earned money, dollar cost averaging is something you might want to consider.  So listen up! To explain dollar cost averaging to the every day consumer I will give a brief example:
Rather than investing […]

Should We Give to Beggers?

November 2nd, 2007

This was an interesting question that was brought up to my attention recently.  It would seem pretty common sense to believe that giving to the less fortunate would be the right thing to do. 
But have you thought whether or not your good intentions were actually doing more harm than good?  Do you ever think about how a certain person […]