Archive for October, 2007

Debt Settlement vs. Credit Counseling

October 29th, 2007

 
If you’re in debt and you’ve done some searching for solutions, you’ve probably heard of these terms before: Debt Settlement and Credit Counseling (Debt Repayment Plan).  While these two terms may have similar connotations, there are major differences.
Debt settlement is also referred to as debt negotation.  It is the act of hiring a debt settlement company to negotiate […]

Ways to Save Money on Gas

October 25th, 2007

 
As you may have noticed, gas prices have been on rise lately, and with the price of crude oil going up to a record $90 per barrel, it doesn’t help matters at the gas pump.
With that said, here are some tips on ways to save money on gas:

Apply for a gas credit card such as […]

Home Sales Continue to Plunge

October 24th, 2007

According to housing market analysts, home sales have continued to drop well through the month of September.  This marks 7 consecutive months in the decline of home sales.  For the month of September, there was an 8% drop in home sales.  This is 19% below the pace from a year ago.  To make matters worse, prices of […]

Blog Action Day - Preserving our Environment

October 15th, 2007

 
Today is Blog Action Day.  If you’ve never heard of it, it’s an initiative that tries to bring awareness and discussion about important subjects.  Today, thousands of bloggers will blog about something that can positively impact the world.  Today’s topic is the environment.  Since my blog focuses on personal finance, I will give some ideas on how to […]

Bogus Lawsuits on the Rise

October 4th, 2007

I don’t know about you, but I am getting tired of hearing about all these new lawsuits against big and small businesses.  It’s not the lawsuits that are bothering me, but the fact that so many of them are bogus.
Is this where our society has come to?  People trying to make a quick buck by exploiting […]