Archive for September, 2007

American Debt Isn’t So Bad!

September 28th, 2007

There seems to be a common misconception floating around - the idea that American households have an average credit card debt of $8,000.
Reality tells a different story.  The truth is, most Americans owe nothing to credit card companies, and a majority of the households that do, actually owe $2,000 or less.  According to the Federal Reserves, only about 1 in […]

Giving Back

September 25th, 2007

 
I was flipping through the channels yesterday, and came across CBN.  CBN stands for the Christian Broadcasting Network.  I watched it for about 30 minutes, and really felt good about the work they were doing all over the world.  They are not only spreading hope, but they are also doing God’s work, such as feeding the […]

The Credit Card Balance Transfer Game

September 24th, 2007

My definition of this game would be: The act of transferring the balance from a credit card to a bank account with the intent to invest or borrow interest-free money.  It is also referred to as “0% credit card arbitrage.”
There’s been some debate on how safe “The Credit Card Balance Transfer Game” is.  Some people have called it irresponsible […]

The Benefit of having Bad Credit?

September 21st, 2007

A couple of days ago, I went to a comedy club, and a comedian said something that was quite funny, yet also very true.  He said he recently filed bankruptcy and had terrible credit, but he was glad because he didn’t have to worry about identity theft.
That cracked me up!  Even if a criminal had possession of your […]