Archive for August, 2006

Ideas for Raising Money

August 26th, 2006

Here are some ideas that I came up with while brainstorming about all the different ways to raise money (besides working).
Borrow it:

family or friends
banks or credit unions - personal loans
mortgage lenders - cash out refinance
credit card cash advances
401k accounts
pawn shops

Sell stuff:

garage sales
flea markets
auctions
classified ads
newspapers
stocks and investments
sell blood and plasma (just an idea, not recommending this!)
be […]

Beware: Sites that Sell Lists of Bad Credit Lenders

August 17th, 2006

You see it all over the internet: Sites that claim to give you access to a large list of bad credit lenders.  For a fee ($9.99 to $49.99), they’ll not only give you access to these so-called “hard to find” lenders, but also throw in some extra bonuses to entice you.  If you ever come across these sites, my advice […]

Tips to Eliminate Debt!

August 16th, 2006

Here are some simple steps to reducing your debt.  Most of these tips are self-explanatory and basic.
Tip 1: Stop buying things you don’t need.  Can you imagine how much money you’d save if you only bought things that were necessary to your survival?  Of course, it would mean you’d have a very boring life, but you would […]

Is ChexSystems Needed?…My Thoughts

August 14th, 2006

Although I’ve had my share of bad experiences with ChexSystems, I would like to remain impartial for the sake of fairness.  To endure 5 years on the ChexSystems blacklist is a difficult task.  And even more difficult if you were reported for something so minor.
The question I want to explore is: “Is ChexSystems a necessary organization, and is it fair?”
To […]

Home Valuation Tools

August 10th, 2006

Here are some cool tools for those of you searching for the value of your home. These tools will only give you an estimation, so use them with discretion.
RealtyTrac.com - Click on “Home Value” and enter the square footage of your home and zip code.
Zillow.com - I enjoy using their search tool; its very cool and simple. […]